Gaya APA

M.M, B, R, S. (2004). multi finance handbook (leasing, factoring, consumer finance) (1). Jakarta: PT Pradnya Paramita.

Gaya MLA

M.M, Budi, Rachmat,, S.E.,. "multi finance handbook (leasing, factoring, consumer finance)". 1 Jakarta: PT Pradnya Paramita, 2004. Text.